Coverage Options
- Comprehensive Coverage: Protects against fire, theft, vandalism, storm-related losses, and incidents involving animals.
- Collision Coverage: Covers your motorcycle if it’s involved in an accident with another vehicle or object, such as a building.
- Bodily Injury Liability: Offers protection starting at $10,000 per person and $20,000 per accident for injuries to others in an accident where you are at fault. This does not cover your bike or personal injuries.
- Property Damage Liability: Provides a minimum of $10,000 for damage you may cause to someone else’s property, such as a vehicle.
- Medical Payments Coverage: Helps pay for medical or funeral costs if you are involved in a motorcycle accident, regardless of fault.
- Uninsured Motorist Bodily Injury: Covers your medical expenses, lost wages, pain, and suffering if you are hit by an uninsured or underinsured motorist.
- Roadside Assistance: Pays for services like jump-starts, fuel delivery, or towing to the nearest facility or your home.
- Bike Accessories Coverage: Covers repair or replacement costs for customizations and personalizations on your bike.
- Total Loss Insurance: Replaces your bike with a new one, rather than just paying the fair market value, which is typically lower.
- Trip Interruption Coverage: Assists with expenses for lodging, food, and a substitute vehicle if a breakdown or covered loss occurs more than 100 miles from home.
- On-Road Insurance for Off-Road Vehicles: Essential and affordable coverage for your dirt bike or ATV when riding on the road.

Affordable Motorcycle Insurance with a Name You Can Trust
For years, riders have trusted Sewell Insurance Agency insurance to protect their motorcycles. We’re renowned for our:
- Quality, Customized Motorcycle Insurance Policy Options
- Industry-Leading Customer Service
- A Nation Leading Producer for Assurity
Which Motorcycle Insurance Cover Right For You?
We offer a range of motorcycle coverages and can help you customize your insurance policy with the protection you want at prices you’ll love. Here are just some of the coverage options we offer:
Standard Motorcycle Insurance:
- Bodily Injury Liability
- Property Damage Liability
- Guest Passenger Liability
- Collision
- Comprehensive
Specialty Motorcycle Insurance:
- Optional/Special Equipment Coverage
- Replacement Cost Coverage
- Roadside Assistance
- Rental Reimbursement
Sewell Insurance Agency’s team will review the state requirements for motorcycle insurance and get you a quick and easy motorcycle insurance quote. You can have same day coverage!
What Types of Motorcycles Do You Cover?
We cover all types of motorcycles manufacturers and a range of models, including:
- Cruisers
- Touring Bikes
- Standard Bikes
- Sport Touring
- Choppers
- Adventure Touring
- Sport Bikes
- Three-Wheelers
Are you wondering about other types of two-wheeled and off-road vehicles? We’ve got you covered with insurance for dirt bikes, mopeds, scooters, off-road vehicles, and more.
How Much is Motorcycle Insurance?
We offer motorcycle insurance starting at just $14 per month, with various factors influencing the final cost of your coverage, including:
- The state you reside in
- Your riding history
- The types of coverage you choose
Let an experienced Sewell Insurance Agency agent guide you through the details with personalized care and expertise.
Is Cheap Motorcycle Insurance Coverage Available For Me?
To lower your motorcycle insurance costs, consider:
- Take Advantage of Discounts:
Look for multi-cycle, homeowner, paid-in-full, and rider group discounts.
- Complete a Rider Training Course:
Attend and complete a motorcycle rider training course.
- Choose a Higher Deductible:
Opt for a higher deductible to help reduce your premium.
- Review and Customize Coverage:
Regularly review your motorcycle coverage and adjust it based on your life changes and state requirements.

Are Motorcycles Expensive to Insure?
In comparison to cars, motorcycles are generally less expensive to insure due to lower purchase, maintenance, and repair costs. However, the insurance rates for your bike hinge on the specific types and levels of coverage you opt for.
Sewell Insurance Agency specializes in providing coverage for a wide range of riders. Regardless of your experience level or driving history, our brokers are dedicated to finding the right coverage. We’ve successfully obtained coverage for new and seasoned riders, including those with less-than-perfect driving records and budgetary constraints. Trust us to tailor a policy that meets your needs.
Which Motorcycle Is Cheapest to Insure?
In terms of insurance premiums, less expensive, lower horsepower motorcycles like standard bikes usually come with the lowest rates. These bikes are less costly to purchase, and their lower horsepower also decreases the likelihood of accidents, making them less risky for insurers. Conversely, sport bikes, known for their higher price tags and increased horsepower, often carry higher insurance premiums due to their elevated risk factors. Off-road bikes, such as dirt bikes, typically have lower insurance premiums than street motorcycles. Because they are designed for off-road use and generally operate at lower speeds, they pose less risk on the road, resulting in lower insurance costs.
Secure Your Family’s Future with Sewell Insurance Agency
When unpredictable accidents lead to the loss of a loved one, the resulting uncertainty can strain families emotionally and financially. With our Accidental Death Insurance Plus coverage, you can find peace of mind knowing that immediate bills, including mortgage or rent, childcare, and everyday expenses, are covered. Apply for Accidental Death Insurance Plus with Sewell Insurance Agency now and take the first step towards a worry-free future!
Hassle-Free Application Process
Applying for our coverage is simple, with few questions to expedite the process and no medical exams required. This streamlined approach ensures that you receive your policy in just a few days, allowing you to confidently face the future, knowing your family is protected against unforeseen incidents.
Accidental Death Coverage Highlights
- Affordable Protection: Small monthly premiums make it easy to fit into your budget.
- Easy Application: Just a few questions with no medical exams required.
- Fast Coverage: Most policies are issued within a few business days.
- Guaranteed Renewable: Coverage is guaranteed for the length of your term as long as premiums are paid.
- Flexible Term Options: Choose from 15 years, 20 years, 30 years, or coverage until age 80 to match your family’s needs.
- Benefit Amounts: Ranges from $5,000 to $350,000.
- Issue Ages: Available for ages 18-70, depending on the coverage period.
- Accidental Death Coverage: Pays for accidental death from any covered accident, whether or not you’re at work.
- Common Carrier Benefit: Pays two times the benefit amount if your death results from an accident while riding as a fare-paying passenger on a common carrier like a bus, plane, or boat.
- Automobile Seatbelt Benefit: Pays an additional 10% of the benefit if your death results from an accident while driving or riding in a car, and while wearing and properly using a seatbelt.

Flexible and Comprehensive Coverage
Accidental Death Insurance Plus can serve as supplemental coverage to your existing life insurance or as standalone coverage for those unable to qualify for traditional life insurance. We designed our policy to be accessible and straightforward, so you aren’t burdened by a lengthy application process that disrupts your work or home life.
Enhanced Protection with a Critical Accident Rider
For additional security, Sewell Insurance Agency offers a Critical Accident Rider. This lump-sum benefit covers expenses if you are hospitalized due to a covered accident. By choosing this option, you can further safeguard yourself and your family against unpredictable accidents and their associated costs.
Coverage You Can Count On
At Sewell Insurance Agency, we provide coverage you can rely on, ensuring your loved ones are financially secure even in the face of unexpected events.
Get Started Today!
Ensure your family’s financial security and peace of mind. Apply for Accidental Death Insurance Plus with Sewell Insurance Agency now and take the first step towards a worry-free future!
Protect Your Home with Sewell Insurance Agency
Your home faces numerous daily risks, from burglary to storm damage, fire, and other natural disasters. At Sewell Insurance Agency, we understand the importance of ensuring that you have the means to replace your home and belongings in the event of a catastrophe. Our goal is to alleviate the stress during these traumatic times by providing comprehensive home insurance coverage tailored to your needs. Trust Sewell Insurance Agency for coverage you can count on to protect your most valuable assets.
Customized Coverage for Every Scenario
With Sewell Insurance Agency, you can rest assured knowing that you have the correct coverage amount to address any eventuality. Whether it’s a physical injury occurring on your property or damage caused to windows, doors, or walls due to an accident, we have the right coverage solutions to resolve these issues promptly and efficiently.
Why Choose Sewell Insurance Agency?
- Peace of Mind: Protect your home and belongings against a wide range of risks, providing peace of mind for you and your family.
- Tailored Coverage: We customize your coverage to suit your specific needs and ensure you have the protection you need when you need it most.
- Prompt Claims Service: In the event of a covered loss, our dedicated claims team is here to provide prompt and compassionate service, guiding you through every step of the process.
- Insurance Carriers for High-Risk Homes: We write the coverage you need. If your home is located in a high-risk fire zone or if you have had to file a previous claim, we work with you to get the coverage you need. Our expertise ensures that even high-risk properties receive the protection they deserve.
Comprehensive Coverage With Sewell Insurance Agency
When protecting your home, Sewell Insurance Agency offers comprehensive coverage to safeguard your property and personal belongings against a wide range of risks. Our standard homeowners insurance policy provides extensive coverage for your home’s structure, personal belongings, liability, medical payments, and additional living expenses.
Understanding Your Policy
As a homeowner, it’s crucial to understand your policy’s details and the coverage level it provides. While some lenders may only require enough insurance to cover your mortgage, more is needed to rebuild your home and replace all your possessions in the event of a disaster. Therefore, it’s essential to familiarize yourself with your policy’s specifics and associated limits to ensure you have adequate coverage for your needs.

Key Components of Our Homeowners Insurance Coverage
- Dwelling Coverage: This cornerstone of your policy pays for repairs, replacements, or rebuilding of your home’s structure after a covered peril. You can rely on our dwelling coverage to protect your investment, whether damage from fire, theft, vandalism, or weather events like lightning, wind, or hail.
- Personal Property: Our homeowners insurance extends to cover your personal belongings, including furniture, clothing, appliances, and more. We offer additional coverage options for high-value items like jewelry or artwork to adequately protect them.
- Other Structures: Coverage isn’t limited to your main dwelling; it also extends to detached structures on your property, such as garages, sheds, or fences. Even recreational equipment like swimming pools or trampolines can be covered under our policy, with options for additional liability protection.
- Loss of Use: If you’re forced to seek alternate lodging while your home undergoes repairs, our loss of use coverage ensures you’re financially supported for expenses like hotel stays, meals, and parking during this period.
- Personal Liability Protection: Our liability coverage offers financial protection if someone is injured on your property, covering medical expenses and legal fees if you’re sued.
- Medical Payments: Our policies include medical payment coverage, which pays for reasonable and necessary treatment costs for individuals accidentally injured on your property. This coverage ensures peace of mind for you and your guests.
Get Started Today
With Sewell Insurance Agency, you can trust that your home and belongings are in safe hands. Secure the protection you need for your most valuable assets by learning more about our comprehensive homeowners insurance coverage.
Coverage Options
At Sewell Insurance Agency, we recognize that your vehicle is more than just a means of transportation—it’s an integral part of your daily life. That’s why we provide comprehensive automobile insurance coverage meticulously crafted to safeguard you, your passengers, and your vehicle against an array of risks on the road. In an era of escalating living expenses, Sewell Insurance Agency offers dependable coverage you can rely on, with plans tailored to accommodate your budgetary requirements. Ensure your peace of mind on every journey, and drive protected with Sewell Insurance Agency by your side.
Tailored Coverage Solutions
Our automobile insurance policies are tailored to meet your specific needs and provide peace of mind on every journey. Whether commuting to work, running errands, or embarking on a road trip, you can trust Sewell Insurance Agency to have you covered. Insurance, also known as financial responsibility, is mandatory for all vehicles driven or parked on California, Arizona, Nevada and Ohio roads.
Key Features Of Our Automobile Insurance
- Collision Coverage: Protects your vehicle in the event of a collision with another vehicle or object, regardless of fault.
- Comprehensive Coverage: Covers damage to your vehicle caused by incidents other than collisions, such as theft, vandalism, fire, or natural disasters.
- Liability Coverage: Provides financial protection if you’re at fault in an accident that causes injury or property damage to others.
- Medical Payments Coverage: Pays for medical expenses incurred by you or your passengers due to a covered accident, regardless of fault.
- Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough coverage to compensate you for your losses entirely.
- GAP Coverage: Optional coverage that bridges the gap between what you owe on your car loan or lease and the actual cash value of your vehicle in the event of a total loss.

Why Choose Sewell Insurance Agency?
- Personalized Service: Our experienced insurance brokers take the time to understand your unique needs and find suitable coverage options tailored to you.
- Competitive Rates: We offer competitive rates on automobile insurance without compromising on coverage.
- Brokerage Fees Eliminated: At Sewell Insurance Agency, we work hard to keep money in your pocket where it belongs.


